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What information do I need to apply for a car insurance in the Netherlands?
How about the cancellation of my current car insurance?
What is a green card and when will I receive it?
It is mandatory in the Netherlands for all cars to have a Dutch car insurance with a third-party liability coverage. We offer different types of car insurances. Depending on your situation and your car, you can choose one of the three coverages that fits you best.
We compare car insurances from the following insurers:
Step 1: fill in your details
Collect your details, like your license number, the number of claim-free years and the numbers of kilometres you drive annually.
Step 2: choose car insurance
You will receive an overview of the most advantageous car insurances for your car. This way you can choose the best and cheapest car insurance.
Step 3: start saving
Choose the car insurance which fits you the best and start saving immediately. You can save up to € 175,00 a year.
Additional insurance
Do you want to insure your car for extra risks? You can choose an
. For example, coverage in the event of personal injury caused by accidents or coverage for both material damages and personal injuries to all passengers in the car.
Reporting code
You'll need the
Free Plus package
If you take out car insurance, you will receive a free Plus package. You will receive a free annual premium-check and a free fuel card. This way you can fuel your car with a discount. Also, we help you recover damages from the other party free of charge.
to take out your car insurance. The reporting code is a unique code which corresponds to the last 4 digits of the identification or chassis number of your car. You can also find the reporting code on your registration certificate.
Own risk
The '
' is the amount you pay yourself in case of damage. At most insurers you can increase your own risk, which will lower your premium. You can choose from car insurances with a own risk from € 0 to € 500.
additional insurance
reporting code
own risk
Choose the cheapest car insurance
and the best service
The experiences of our customers help us improve our products and services. That's why we value your opinion, because together we strive for better!
Comparing a new car insurance in the Netherlands? It is wise to only cancel your current car insurance once the application for your new insurance has been accepted. This way your car always remains insured.
Expert in car insurances
Jorg van Rijn -
Tip:
are you checking out our car insurances via desktop? You can right-click on 'Translate to English'-option to translate the page to English.
Advice from our expert
Mijn UnitedConsumers
Save up to € 175,00 a year.
Free premium-check every year.
Receive: 20% discount on your premium.
Personal advice from our customer service.
Every month we compare car insurances of the best insurers. For example, Nationale Nederlanden, a.s.r. and Avéro Achmea. That way we help you find a car insurances that fits you the best. You will take out a car insurance via us and we work together with Voogd & Voogd, an independent mediator.
In addition, you can benefit from our monthly attractive promotions (now: 20% discount on your premium). Our WFT-certified employees are ready to help you!
In addition to the low premium, we will give you a discount on your car insurance. We will deposit this discount into your 'bespaartegoed'. You can check your 'bespaartegoed' at any time by logging in to
. Here you can also indicate what you want to do with the saved amount. You can spend it in our
or have it paid out to your bank account.
Before you apply for a car insurance, it is important that you gather all your personal information. Most of the time, you already know the license plate number, the reporting code (meldcode) and all of your personal information. But it is also important to know how many claim-free years you have, the current market value of the car and your mileage.
Claim-free years
If you currently have a car insurance in the Netherlands, and you are considering changing it, then your current insurer knows how many
you have. You can ask your current insurance company, you can check your latest policy or you can request your number of damage free years in the
. If you are moving to the Netherlands, then it might be different. Car insurers in the Netherlands can only take over Dutch claim-free years that are registered in the Roy Data system. If you do not have any Dutch claim-free years, you will start at 0.
Though, there are some exceptions. For example, if your car insurance company can offer you a written statement in which they claim that you did not have any damages in the last few years. Maybe, in some cases, it is possible that the car insurance company in the Netherlands will grant you those claim-free years. It depends on the situation, the written statement and the car insurance company. If you have found yourself is this situation, it is always good that you apply with 0 claim-free years. You can later send us the statement, so we can see if our insurers can grant you damage free years from abroad.
The value of your car
When you apply for a car insurance, it is important to know the current market value of the car. The
of the car is the amount the car is worth at this very moment. The value that is shown on our website is often an average. This does not mean that is it the actual market value. If your car has a different market value, you can easily adjust the value yourself.
Mileage
The so called 'kilometrage' (Dutch for mileage) is the number of kilometers you drive annually. It is often an estimate, and it depends on whether you drive to work every day, or other frequently recurring trips and of course vacation.
If you already have a car insurance, most of the time this should not be a problem. Every car insurance can be cancelled monthly after the first year. In your insurance papers you can search for the exact policy on how to cancel your current car insurance.
Our advice
is not to cancel your current car insurance until you are sure that your new car insurance has been accepted by the insurance company. Just to be sure that your car is insured at all times.
The green card is a document which will be send to your address after you have been accepted by the car insurance company. It is an important document, so it is good to always keep it in the car. The green card lists all the countries in which you are insured. And it also contains some telephone numbers that you might need in certain situations, such as emergencies. You will receive a new green card every year.
If you are planning to take a trip abroad with your caravan, you can ask us for a green card for your caravan. You will need a separate green card for your caravan, especially in countries such as Germany, Spain and Poland.
Kadoshop
damage free years (claim-free years)
Roy-Data system
current market value
If you need any help with the cancellation of your car insurance, you can use our
. Please do not forget that once you have filled in all the information, you still have to send the cancellation form to your current car insurance yourself!
