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Car Insurance Netherlands: Car quotes

Are you looking for a car insurance in the Netherlands? UnitedConsumers offers good ánd cheap car insurances for everyone who lives in the Netherlands ans has a car with a Dutch license plate. In the Netherlands you are obligated to have a car insurance if you are a car owner. At UnitedConsumers helps you compare a range of car insurances from different brands, so there's always a car insurance that suits your situation.

Car quotes with at least 5% discount

Every car owner in the Netherlands is able to get a discount on the costst for their car insurance with UnitedConsumers. We compare car insurances of several companies and offers you the cheapest ones. In addition, you also receive at least 5% discount thanks to the UnitedConsumers Collective.

Compare car insurances


Car insurance Netherlands requirements

To make sure you're able to join the consumer collective, it's important to meet the following conditions. First make sure you own a European drivers license and a car with a Dutch registered license plate. Besides that, it's important that you live in the Netherlands as well. Are you not sure about your situation? Give our service team a call and they'll explain your possibilities. 

Car insurance requirements summed up:

  • You must have a European Union (EU) driving license.
  • Your car has a Dutch license number.
  • You live in the Netherlands.

Car insurances in the Netherlands

UnitedConsumers offers different types of car insurances. Depending on your situation and your car, you can choose one of these different coverages. In the Netherlands a basic WA coverage is mandatory for all drivers. It covers damage caused by you to third parties. With a limited casco or all risk coverage, you can also claim damages to your car. 

WA coverage 


vink If your car is over 10 years old
vink If your car is not worth much
vink Cheap car insurance
vink Always 5% discount


WA car insurance


WA Limited Casco 


vink If your car is between 5 and 10 years old
vink If your car's value is at least € 1.250,00
vink Coverage for theft and burglary
vink Coverage window damage
vink Always 5% discount

WA limited Casco


WA Full Casco (All Risk) 


vink Coverage for all damages to your car
vink Good if you have a loan for the car
vink If your car is new - to 5 years old
vink If your car has high value
vink Always 5% discount

All risk car insurance 

Car insurance coverage

The three different car insurances cover different damages to your car. We have the different coverages summed up for you. This way you can make a better decision on which car insurance to choose:

Type of damage

WA (cheap car insurance)

WA Limited Casco

All Risk coverage

Damage to others

Fire, combustion, explosion and lightning
Theft, joyriding
Window damage
Collision with animals or birds
Natural disasters (eg storm)
Collision, skidding and hitting the water
Other external causes

Car insurance: Additional car insurances

You can add some additional car insurances to your basic car insurance. For more information about these additional packages we recommend you to contact our service team by mail or phone. 

Car insurance deductibles

In case of damage, you will pay your deductibles, also known as your 'own risk'. You can choose different kinds of 'own risks'. In most cases, the car insurance will cost less if you choose a higher 'own risk'

If you have any questions about a car insurance in the Netherlands, please contact us at or call 040 – 235 05 60. One of our service advisors will answer your questions or reply to your e-mail for personal recommendations.