Are you looking for a car insurance in the Netherlands? UnitedConsumers offers good ánd cheap car insurances for everyone who lives in the Netherlands ans has a car with a Dutch license plate. In the Netherlands you are obligated to have a car insurance if you are a car owner. At UnitedConsumers helps you compare a range of car insurances from different brands, so there's always a car insurance that suits your situation.
Every car owner in the Netherlands is able to get a discount on the costst for their car insurance with UnitedConsumers. We compare car insurances of several companies and offers you the cheapest ones. In addition, you also receive at least 5% discount thanks to the UnitedConsumers Collective.
To make sure you're able to join the consumer collective, it's important to meet the following conditions. First make sure you own a European drivers license and a car with a Dutch registered license plate. Besides that, it's important that you live in the Netherlands as well. Are you not sure about your situation? Give our service team a call and they'll explain your possibilities.
Car insurance requirements summed up:
UnitedConsumers offers different types of car insurances. Depending on your situation and your car, you can choose one of these different coverages. In the Netherlands a basic WA coverage is mandatory for all drivers. It covers damage caused by you to third parties. With a limited casco or all risk coverage, you can also claim damages to your car.
If your car is over 10 years old
If your car is not worth much
Cheap car insurance
Always 5% discount
If your car is between 5 and 10 years old
If your car's value is at least € 1.250,00
Coverage for theft and burglary
Coverage window damage
Always 5% discount
Coverage for all damages to your car
Good if you have a loan for the car
If your car is new - to 5 years old
If your car has high value
Always 5% discount
The three different car insurances cover different damages to your car. We have the different coverages summed up for you. This way you can make a better decision on which car insurance to choose:
Type of damage |
WA (cheap car insurance) |
WA Limited Casco |
All Risk coverage |
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Damage to others |
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Fire, combustion, explosion and lightning |
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Theft, joyriding |
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Window damage |
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Collision with animals or birds |
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Natural disasters (eg storm) |
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Collision, skidding and hitting the water |
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Other external causes |
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You can add some additional car insurances to your basic car insurance. For more information about these additional packages we recommend you to contact our service team by mail or phone.
In case of damage, you will pay your deductibles, also known as your 'own risk'. You can choose different kinds of 'own risks'. In most cases, the car insurance will cost less if you choose a higher 'own risk'
If you have any questions about a car insurance in the Netherlands, please contact us at auto@unitedconsumers.com or call 040 – 235 05 60. One of our service advisors will answer your questions or reply to your e-mail for personal recommendations.