When you are an expat and you are living and/or working in the Netherlands, a basic health insurance is mandatory. This basic health insurance covers the costs of (unexpected) medical care. Such as consulting a General Practitioner, hospital treatment and medication.
An additional insurance is optional and covers dental care at a higher monthly premium for example. You can put together your own healthcare insurance, based on your medical needs.
With UnitedConsumers, you will receive up to 10% discount on the basic health insurance from VGZ. The discounts are calculated automatically when calculating the premium.
When am I required to obtain a Dutch mandatory health insurance?
When you have arrived in The Netherlands, you must choose and close a mandatory health insurance within 4 months. It is not possible to take a health insurance without a residence permit.
What is covered by a basic health insurance?
A basic health insurance covers the most essential medical care:
With UnitedConsumers, you will receive up to 10% discount on the mandatory health Insurance from VGZ. If you have any questions about our health insurance, please contact us at email@example.com or call 040 – 235 05 60. One of our advisors will answer your phone call immediately. That is how we work.
What happens if I am uninsured?
If you are not insured, you will receive a letter from the Healthcare Institute (Zorginstituut Nederland), reminding you to apply for mandatory health insurance. If you do not enroll with a health insurance within three months, you will have to pay a penalty.
Read more about health insurances on our website:
Health Insurance Overview
Living and/or working in The Netherlands (Dutch information)
Government of the Netherlands: topic health insurance